How Is Everyone Affording Life Right Now? Let’s Talk About It.

I saw a post on someone’s timeline that said:

“I’m literally up thinking… how is everyone affording life right now?”

And let me tell you something…

It stopped me. Because that question isn’t just a passing thought, it’s a quiet crisis.

Most people aren’t “affording” life. They’re surviving it. Barely.

But we’ve been taught to dress survival up and call it success.

💸 Living paycheck to paycheck but wearing designer.

🧾 Paying bills on time but no savings.

📦 Making it work but carrying silent anxiety at night.

Let’s be clear:

There’s no badge of honor in burnout. No trophy for being tired.

We’ve spent so much time commemorating struggle. Clapping for resilience instead of building for relief.

🛑 It’s time to stop normalizing struggle and start normalizing strategy. Because while you may not control the cost of living, You can control how you respond to it. 💡

So What Does Strategy Look Like?

Here’s where people get stuck. They hear “strategy” and think it has to be complicated. It doesn’t. A strategy is simply a plan of action to get a desired result. And when you’re financially overwhelmed, your strategy needs to focus on 3 things:

1. Prioritize Ownership Over Outward Appearances

You don’t need another outfit. You need a plan for how your money can make you money. Ask yourself:

• Is this purchase helping me build wealth or maintain image?

• If I keep living like this for 5 more years, will anything change?

🧠 Shift the goal from “looking good” to “living free.”

2. Create a “Peace Fund” (Before a Rainy Day Comes)

Forget “emergency fund” call it what it really is: your peace of mind fund. Start with a small goal:

• $500 in an online savings account (harder to access, less temptation to touch it).

• Automate $25–$50 a week.

• Treat that money like rent non-negotiable.

Even if it takes time, something is better than nothing.

3. Learn the Rules That Help You Win (Not Just Work)

You’ve been taught how to work. But not how to leverage what you already have. This might look like:

• Reviewing your credit reports and starting a clean-up strategy

• Learning how to position your income for homeownership, not just spend it

• Understanding how taxes impact your wealth

• Applying for down payment assistance or credit-based programs you qualify for

👉🏾 You don’t need more hustle. You need better information.

⚠️ Let Me Say This Loudly:

Being tired of struggling isn’t a sign of weakness. It’s a sign that you’re ready.

Ready to do something different. Ready to take your power back. Ready to stop just “affording” life… and start owning it.

🧭 Ready to Move From Survival to Strategy?

This isn’t about perfection… it’s about positioning. And if you don’t know where to start, start here:

✅ Step 1: Pull your credit reports (FREE at AnnualCreditReport.com)

✅ Step 2: Create a Peace Fund with a weekly auto-transfer

✅ Step 3: Book a FREE Ownership Strategy Session with me

Let’s build a real game plan based on where you are now and where you want to be.

📆 Book Your FREE Strategy Session

✨ Final Word:

You don’t need to have it all figured out today. But you do need to stop pretending survival is the only option.

Struggle is not your identity. Strategy is your next step.

You’re closer than you think.